Guide To Financial Planning

I am Jessica Messley.
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About Family Comes First

Welcome to our Insurance Agency, where families always come first. We take pride in offering a wide range of personalized options that perfectly suit your coverage needs and budget. Our expert team is dedicated to planning for your family’s future, covering everything from college tuition, retirement, mortgage protection, to final expenses. Moreover, we provide additional coverage options like vision, dental, cancer plans, and even insurance for your beloved furry friends.

With our commitment to tailor-made solutions, we work closely with you, considering your unique circumstances, age, health, contribution level, and retirement goals. Our top-notch service ensures the highest quality, reliability, and customer satisfaction.

Place your trust in us to not only meet but exceed your expectations, building a lasting relationship based on excellence. At “ Family Comes First ,” we strive to make a difference in your life and protect what matters most to you.

Nice to meet you.

Meet Our team!

Darren Willis

Debt Relief & Retirement Solutions Division

Laura Miranda

Marketing Spanish Director

Dina Caballero

Health Division

Roque "Rocky" Montero

Sales Manager

Jessica Messley

General Manager

Our Mission & Passion

Our mission is to deliver a meaningful service to families and build a trustworthy relationship. We understand that, as humans, we all share the same hopes and fears that life presents.

Our passion is what allows us to understand where we are needed & what we can do to help families by always placing their interest ahead of ours.

The Importance of Peace of Mind

Life is full of uncertainties, and we recognize that one moment can change everything. If you or a loved one were to pass on, how would your family handle funeral costs, debts and other financial obligations? These moments sometimes come unexpectedly, we may not know what’s in store, but we can always be financially prepared. Life isn’t scripted, you never know when an illness will occur.


State of the Life Insurance Industry

In reality, the current state of the life insurance industry proves that many people don’t have enough insurance. While the population recognizes the importance of having a life insurance policy in place, 47% have put off purchasing life insurance they know they need. 59% of consumers who don’t own one say they need it.

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What is life insurance?

The primary purpose of life insurance is to provide financial security and support to the policyholder’s loved ones after their death. This financial protection can help cover various expenses, such as funeral costs, outstanding debts, mortgage or rent payments, education expenses, and day-to-day living expenses. Life insurance can also serve as an income replacement for the policyholder’s dependents, ensuring they can maintain their standard of living in the absence of the insured person’s financial contribution.

What makes life insurance even more remarkable is its ability to assist individuals while they are alive, particularly in the face of critical, chronic, and terminal illnesses.

Life insurance provides peace of mind, knowing that loved ones will be taken care of financially in the event of the policyholder’s untimely death. It is an important tool in estate planning and can be customized to meet specific financial goals and family protection needs.