Protect the ones your world revolves around.

One day they’re so small. The next they’re graduating college, getting married,
and having little ones of their own. It’s your joy to protect them
financially. It’s our job to help you do it.

Life Insurance Benefits

What is the *Accelerated Death Benefit?

The ADB is a provision in most life insurance policies that allows you to receive a portion of your
Tife insurance money carly

-lf you were to be diagnosed with a Critical, Chronic or Terminal illness

It will assist you with your every day living expenses, monthly mortgage, fat, & medical bills etc.
*ADB – is determined by your life insurance carrier.

Your Definition of True Wealth

Living Benefits

The Policyholder be eligible to receive a portion of the life insurance death benefit while they are still alive. This invaluable resource can help fund ongoing medical care, provide for assisted living needs, or address other pressing financial requirements.

  • Critical illness offers a safety net in the face of severe health conditions. If the policyholder is diagnosed with a covered critical illness, such as cancer, heart attack, stroke, or major organ failure.
  • Chronic illness provide support for individuals facing long-term health challenges. If the policyholder experiences a chronic illness that impairs their ability to carry out daily activities.
  • Terminal illness extend solace and comfort to individuals facing a life expectancy of fewer than 12 months.


* It’s important to note that the specific coverage and conditions of critical, chronic, and terminal illness riders may vary based on the insurance policy and provider. Each rider has its own set of criteria, waiting periods, and limitations.

Living Benefits Testimonials


of older adults have at least one chronic disease; 77% have at least two. Is it any wonder that the average couple retiring at 65 can expect to pay $260,000 to cover their health care costs in retirement?*

Your Definition of True Wealth

Mortgage Protection

Mortgage protection is a simplified, quick issue insurance that is used to protect your greatest asset—your home. It’s designed to provide a death benefit to pay off all, or a portion of, your mortgage. Optional riders are available in most states, such as disability income. This protection can be customized to fit your needs and budget.


Your Definition of True Wealth

Final Expense

Final expense plans are designed to help alleviate the financial stress associated with the death of a loved one. Due to the variety of our providers and the flexibility of final protection plans, we can structure a plan to fit your budget and find coverage for you no matter what your current health status may be.

1 in 3 Americans have less than $5,000 saved for retirement, and more than 1 out of 5 have nothing saved at all.

If you’re determined to have a future of financial options rather than limitations, contact me today to learn how you can start planning for the future now.

There is nothing more important than a good, safe, secure home.

College Funding

College education is more expensive than ever, which forces today’s students into a position of crippling debt that can drag out for decades. So how do you provide a university education for your children while avoiding debt? Our college funding strategies can make all the difference. With the right products customized to your needs, your children can have a bright future unencumbered by student loan debt.

Retirement Planning

Annuities can be used to create a retirement income that lasts as long as you do. These funds accumulate on a tax-deferred basis, which can be a tremendous advantage over time. Fixed Index Annuities provide an opportunity for growth without the risk involved with most investments. This is especially attractive to pre-retirees looking to preserve assets they’ve built over several decades. We have the expertise to help you find the best and most suitable annuity products to fit your needs.